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Business Checking/Money Market

Checking

Our full-service Business Checking accounts provide the tools and resources you need to keep your business running on your terms.  All of our Business Checking accounts are backed by convenient account management tools as well as our personalized service.  At Prairie Community Bank, your company's goals are our priority!  

Whether you're a Sole Proprietor, L.L.C., Partnership or Corporation, we have the right account for you.  

Account Small Business Checking Advantage Business Checking Business Interest Checking Community Checking
Product Benefits SIMPLIFIED value and convenience! Provides for 150 free debit items each month, $.25 each debit thereafter. Doing more for your business! A monthly earnings credit is applied to monthly fees. $.20 is charged for each debit item. An interest-bearing checking account. The first 100 debit items are free, $.20 each debit thereafter. Exclusively for our Non-Profits and Municipalities. Unlimited check writing abilities.
Minimum Opening Deposit $100 $100 $5,000 $2,500
Minimum Balance to Obtain APY N/A N/A $5,000 $2,500
Minimum Balance to Avoid Fees N/A N/A $5,000 Average Balance N/A
Monthly Service Fee N/A $10 $15 N/A
Rates N/A N/A See Rate Sheet See Rate Sheet
Available Digital Banking Tools:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • eStatements
  • Debit Card



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  • $100 initial opening deposit
  • No minimum balance requirement
  • $10.00 monthly service fee*
  • $0.20 each check/debit item*
  • Earnings credit applied to fees
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with check imaging
  • Free Business debit card
  • Free online, text and Email Alerts
*Earnings Credit is subject to change without notice and is determined by the bank.
  • $100 initial opening deposit
  • No minimum balance requirement
  • First 150 debit items per statement cycle are free
  • $0.25 per check/debit item over the 150 per statement cycle
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with check imaging
  • Free Business debit card
  • Free online, text and Email Alerts
  • Non-Profit and Municipalities Only
  • $2,500 initial opening deposit
  • $2,500 minimum daily balance to earn interest
  • No monthly service fee
  • Interest paid monthly*
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with check imaging
  • Free Business Debit Card
  • Free online, text and Email Alerts
*Interest rate is subject to change without notice. If account is closed before interest is credited, accrued interest will not be paid.
  • $5,000 initial opening deposit
  • No monthly service fee with $5,000 average monthly balance*
  • $5,000 minimum daily balance to earn interest
  • Interest paid monthly*
  • First 100 debit items per statement cycle are free
  • $0.20 per check/debit item over the 100 per statement cycle
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with check imaging
  • Free Business Debit Card
  • Free online, text and Email Alerts
*Interest rate is subject to change without notice. If account is closed before interest is credited, accrued interest will not be paid.
  • $2,500 initial opening deposit
  • No monthly service fee with $2,500 average monthly balance
  • $2,500 minimum daily balance to earn interest
  • Interest paid monthly*
  • 6 (six) debits per statement cycle**
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with check imaging
  • Free Business Debit Card
  • Free online, text and Email Alerts
*Interest rate is subject to change without notice. If account is closed before interest is credited, accrued interest will not be paid.
**$10.00 service fee for each debit greater than 6 (six) in a cycle