Checking
Prairie Community Bank offers several checking accounts to meet your needs - from the streamlined eChecking Account to our comprehensive Secure Choice Checking and interest-bearing Interest Checking accounts. All of our Personal Checking Account products are designed to deliver the features and accessibility to meet your unique individual requirements.
Secure Choice Checking
- $50.00 initial opening deposit
- No minimum balance requirement
- $4.95 monthly service fee
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free Prairie Debit Card
- Free Bank-owned ATM Access and Allpoint ATMs
- Free online, text and Email Alerts
- Zelle®
- IDProtect® – Identity theft protection service
IDProtect® provides the following protection for you, your family1 and your joint account holders:
- Credit Monitoring *
- Total Identity Monitoring *
- 3-in-1 Credit Report *
- Credit Score *
- Up to $10,000 identity fraud expense reimbursement coverage2
- Fully managed Identity Theft Resolution Services
- Dedicated fraud specialist
- Debit and credit card registration *
*Registration/activation required
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a Prairie Debit Card or check for purchases or payments
- Use your Prairie Debit card at an ATM to get cash
- Request cash back when using your Prairie Debit card at a store
- Use Free Online Bill Pay for making payments
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
- Zelle®
eChecking Account
- $50.00 initial opening deposit
- No minimum balance requirement
- No monthly service fee
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements*
- Free Prairie Debit Card
- Free Bank-owned ATM Access and Allpoint ATMs
- Free online, text and Email Alerts
- Zelle®
$3.00 per month for paper statements
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a Prairie Debit card or check for purchases or payments
- Use your Prairie Debit card at an ATM to get cash
- Request cash back when using your Prairie Debit card at a store
- Use Free Online Bill Pay for making payments
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
- Zelle®
Interest Checking Account
- $1,000 initial opening deposit
- $1,000 minimum daily balance to earn interest
- No monthly service fee with $1,000 minimum daily balance*
- Interest paid monthly
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free Prairie Debit Card
- Free Bank-owned ATM Access and Allpoint ATMs
- Free online, text and Email Alerts
- Zelle®
*$10.00 monthly fee if below minimum balance
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a Prairie Debit card or check for purchases or payments
- Use your Prairie Debit card at an ATM to get cash
- Request cash back when using your Prairie debit card at a store
- Use Free Online Bill Pay for making payments
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
Gold'n Silver n.O.W. Account
- For those Ages 60 and better
- $5.00 initial opening deposit
- No minimum balance requirement
- No monthly service fee
- Interest paid monthly
- Free Online Banking and Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free Prairie Debit Card
- Free Bank-owned ATM Access and Allpoint ATMs
- Free online, text and Email Alerts
- Zelle®
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a Prairie Debit card or check for purchases or payments
- Use your Prairie Debit card at an ATM to get cash
- Request cash back when using your Prairie Debit card at a store
- Use Free Online Bill Pay for making payments
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
- Zelle®
Prairie Checking 101
- Student Checking Account (ages 16 to 23)
- $10.00 initial opening deposit
- No minimum balance requirement
- No monthly service fee
- Free Online Banking and Bill Pay**
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements*
- Free Prairie Debit Card***
- Free ATM Access
- Free online, text and Email Alerts
- Zelle®**
*$3.00 per month for paper statements
**Must be Age 18 or greater for enrollment
***Debit Card may be issued to minor with adult consent
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a Prairie Debit card or check for purchases or payments
- Use your Prairie Debit card at an ATM to get cash
- Request cash back when using your Prairie Debit card at a store
- Use Free Online Bill Pay for making payments**
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
- Zelle®**
Premiere Money Market Account
- $1,000 initial opening deposit
- No monthly service fee with $1,000 minimum daily balance*
- $1,000 minimum daily balance to earn interest
- Interest paid monthly
- 6 (six) debits per statement cycle**
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free Telephone Banking
- Free eStatements
- Free online, text and Email Alerts
*$10.00 monthly fee if below minimum daily balance
**$10.00 service fee for each debit greater than 6 (six) in a cycle
How can I make deposits to my account?
Currently you may make deposits using the following channels:
- Branch lobby
- Online Banking transfer
- US Mail
- Wire Transfer
- ACH (Automated Clearing House)
- Mobile Capture
- Night Drop
How can I access the money in my account?
- Use a check for purchases or payments
- Visit a branch to request a cashier's check or wire transfer
- Make a withdrawal from any one of our branches
- ACH (Automated Clearing House)
