Personal Savings

Savings

Whether you need a savings account option that can help you achieve a long-term financial goal, or to help set aside cash reserves for a rainy day, Prairie Community Bank has you covered.

Account	Statement Savings	Kool Kid Savings	Health Savings Account	IRA Savings	Club Account
Product Benefits	SIMPLE! Earn interest while you save. Suitable for a wide range of needs.	It's never too early to start saving. For minors and students.	High deductible health plans and medical expenses require forethought to avoid a big hit to the budget should medical needs arise.	A tax-advantaged savings vehicle - putting you in charge of your retirement.	It's the easier way to save - out of sight out of mind. Payout May 1st or November 1st.
Rates	See Rate Sheet	See Rate Sheet	See Rate Sheet	See Rate Sheet	See Rate Sheet
Minimum Daily Balance	$100	$25	$0	$100	$0
Monthly Service Fee if Minimum Daily Balance is not met	$6	$0	$0	$6	$0
Minimum Opening Deposit	$100	$25	$100	$100	$10
Transaction Fees	$3 each debit over 6 per Quarter	$1 each debit over 6 per Quarter	$0	$0 (only as permitted by IRA guidelines)	No Debits
Available Digital Banking Tools: Online Banking Mobile Banking Mobile Deposit Telephone Banking eStatements

Statement Savings

$100.00 initial opening deposit
No quarterly service fee with $100 minimum daily balance**
$100 minimum daily balance to earn interest
Interest paid quarterly
6 (six) debits per quarter*
Free Online Banking
Free Mobile Banking with Mobile Deposit
Free Telephone Banking
Free eStatements
Free online, text and Email Alerts

*$3.00 service fee for each debit greater than 6 (six) in a quarter

**$6.00 quarterly fee if below the minimum daily balance

Kool Kid Savings Account

$25.00 initial opening deposit
No quarterly service fee
$25 minimum daily balance to earn interest
Interest paid quarterly
6 (six) debits per quarter*
Free Online Banking **
Free Mobile Banking with Mobile Deposit**
Free Telephone Banking**
Free eStatements
Free online, text and Email Alerts**

*$1.00 service fee for each debit greater than 6 (six) in a quarter

**some limitations apply

Health Savings Account

Requirements:

Must be covered under a qualified, high deductible health plan
$100 initial opening deposit

Prairie Community Bank HSA Features:

No setup fee
$100 minimum daily balance to earn interest
No monthly service fee
Free HSA MasterCard® Debit card
Free Online Banking with Bill Pay
Free Mobile Banking
Unlimited qualifying debits
Contributions are tax deductible
Funds roll over year-to-year automatically

A Health Savings Account (HSA) is designed to help eligible individuals with a High Deductible Health Plan (HDHP) save for qualified medical expenses on a tax-advantaged basis.

IRA Savings Account

$100.00 initial opening deposit
$100 minimum daily balance to earn interest
No quarterly fee with $100 minimum daily balance**
Withdrawals permitted per IRA Guidelines
Interest paid quarterly
Traditional or Roth IRA available

**$6.00 quarterly fee if below the minimum daily balance

Club Account

$10.00 initial opening deposit
No minimum balance requirement
$10 minimum daily balance to earn interest
No monthly service fee
Interest is paid at maturity
Choose when you want your annual distribution May 1st or November 1st

No withdrawals permissible.

Account Agreement and Disclosure

Call today to get started.

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